Technology is permanently transforming the banking industry, and digital payments are the key. Virtual Banking: A Guide to Innovation and Partnering takes a hands-on approach to competing in the modern banking environment. Former PayPal head of financial innovation Dan Schatt explores the reasons behind the massive consumer migration away from traditional banks and provides clear, actionable guidance on beating new banking models at their own game. Digital payment is the hottest topic in banking today and is set to define the future of the industry. Consumers are rapidly abandoning traditional banks in favor of institutions that are lower-cost and more consumer-centric. Between the pace of financial regulatory reform and the cloud-computing revolution, the old banking model is on the fast track to extinction. Virtual Banking provides the information banks need to compete in this new environment,and details the integral implementation actions that will allow them to thrive. The audiobook discusses real-world innovations from banks, nonbanks, and up-and-comers and the heavy competition from the new outsource bank model. Topics include: The changing POS landscape and the need for digital-wallet partnerships Shifting gears to greenfield market opportunities versus nonprofitable markets Digital channel best practices for superior customer experience When to outsource and what capabilities to truly own Case studies including PayPal, Google, Square, Facebook, Twitter, and more illustrate acceleration of innovation through banking partnerships as well as the mechanics behind banking's biggest, scariest threats. The trick to surviving the paradigm shift is to embody innovation while providing a superior customer proposition. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio./p 1. Language: English. Narrator: Steven Menasche. Audio sample: http://samples.audible.de/bk/adbl/022461/bk_adbl_022461_sample.mp3. Digital audiobook in aax.
NEW YORK TIMES BESTSELLER - "Comprehensive, enlightening, and terrifyingly timely."-The New York Times Book Review (Editors' Choice)WINNER OF THE GOLDSMITH BOOK PRIZE - SHORTLISTED FOR THE LIONEL GELBER PRIZE - NAMED ONE OF THE BEST BOOKS OF THE YEAR BY The Washington Post - Time - Foreign Affairs - WBUR - PasteDonald Trump's presidency has raised a question that many of us never thought we'd be asking: Is our democracy in danger? Harvard professors Steven Levitsky and Daniel Ziblatt have spent more than twenty years studying the breakdown of democracies in Europe and Latin America, and they believe the answer is yes. Democracy no longer ends with a bang-in a revolution or military coup-but with a whimper: the slow, steady weakening of critical institutions, such as the judiciary and the press, and the gradual erosion of long-standing political norms. The good news is that there are several exit ramps on the road to authoritarianism. The bad news is that, by electing Trump, we have already passed the first one.Drawing on decades of research and a wide range of historical and global examples, from 1930s Europe to contemporary Hungary, Turkey, and Venezuela, to the American South during Jim Crow, Levitsky and Ziblatt show how democracies die-and how ours can be saved.Praise for How Democracies Die"What we desperately need is a sober, dispassionate look at the current state of affairs. Steven Levitsky and Daniel Ziblatt, two of the most respected scholars in the field of democracy studies, offer just that."-The Washington Post"Where Levitsky and Ziblatt make their mark is in weaving together political science and historical analysis of both domestic and international democratic crises, in doing so, they expand the conversation beyond Trump and before him, to other countries and to the deep structure of American democracy and politics."-Ezra Klein, Vox"If you only read one book for the rest of the year, read How Democracies Die. . . .This is not a book for just Democrats or Republicans. It is a book for all Americans. It is nonpartisan. It is fact based. It is deeply rooted in history. . . . The best commentary on our politics, no contest."-Michael Morrell, former Acting Director of the Central Intelligence Agency (via Twitter)"A smart and deeply informed book about the ways in which democracy is being undermined in dozens of countries around the world, and in ways that are perfectly legal."-Fareed Zakaria, CNN
Steven Pinker, the bestselling author of The Language Instinct, deploys his gift for explaining big ideas in The Sense of Style - an entertaining writing guide for the 21st centuryWhat is the secret of good prose? Does writing well even matter in an age of instant communication? Should we care? In this funny, thoughtful book about the modern art of writing, Steven Pinker shows us why we all need a sense of style.More than ever before, the currency of our social and cultural lives is the written word, from Twitter and texting to blogs, e-readers and old-fashioned books. But most style guides fail to prepare people for the challenges of writing in the 21st century, portraying it as a minefield of grievous errors rather than a form of pleasurable mastery. They fail to deal with an inescapable fact about language: it changes over time, adapted by millions of writers and speakers to their needs. Confusing changes in the world with moral decline, every generation believes the kids today are degrading society and taking language with it. A guide for the new millennium, writes Steven Pinker, has to be different.Drawing on the latest research in linguistics and cognitive science, Steven Pinker replaces the recycled dogma of previous style guides with reason and evidence. This thinking person's guide to good writing shows why style still matters: in communicating effectively, in enhancing the spread of ideas, in earning a reader's trust and, not least, in adding beauty to the world. Eye-opening, mind-expanding and cheerful, The Sense of Style shows that good style is part of what it means to be human.
Facebook's psychological experiments and Edward Snowden's NSA leaks epitomize a world of increasing information awareness in the social media ecosystem. With over a billion monthly active users, Facebook as a nation is overtaking China as the largest country in the world. President Barack Obama, in his 2011 State of the Union Address, called America "the nation of Edison and the Wright brothers" and "of Google and Facebook." U.S. Chief Information Officer Steven VanRoekel opines that America has become a "Facebook nation" that demands increased transparency and interactivity from the federal government.Ubiquitous social networks such as Facebook, Google+, Twitter, and YouTube are creating the technologies, infrastructures, and big data necessary for Total Information Awareness - a controversial surveillance program proposed by DARPA after the 9/11 attacks. NSA's secret PRISM program has reinvigorated WikiLeaks founder Julian Assange's accusation that "Facebook is the most appalling spying machine that has ever been invented."Facebook CEO Mark Zuckerberg once said, "We exist at the intersection of technology and social issues." This book offers discourse and practical advice on the privacy issue in the age of big data, business intelligence in social media, e-government and e-activism, as well as personal total information awareness. This expanded edition also includes insights from Wikipedian Emily Temple-Wood and Facebook ROI experts Dennis Yu and Alex Houg.
If you think grammar is 'old school' and doesn't matter, consider all the writing people do these days with blogs, email, Facebook and Twitter - not to mention college papers, professional writing, office memos and those endless online job applications. Everyone is writing more and more, and the writing that grabs our attention is not awkward and embarrassing but clear and solid - written by people who understand grammar. Whether grammar is your delight or your dilemma-or your nightmare, this book is your guide to safe harbor. The Professional Clamdigging approach makes the solemn and practical pledge that you'll never learn a single snippet of grammar without seeing how it solves a writing issue. Choosing between I feel 'bad' and I feel 'badly' is impossible if you don't know how action verbs and linking verbs operate. Don't know an adverb move from a bluegrass groove? Don't know if you should say 'me' or 'I'? You've come to the right place. Steven Lund has been teaching grammar and writing skills for 40 years - the past 29 at Dallas Lutheran School. He has taught just about every kind of audience there is: high school, community college, university, ESL, adult - even minimum security prison students! He and his wife, Kelly, and their grown children, live in the Dallas-Fort Worth area. Here is what former Clamdiggers have to say about the book: 'I've never seen another grammar curriculum so effective in instilling and sustaining strong grammar skills in students.' Christine Roberson - High School English Teacher. 'The rules were catchy and easy to remember. Before Clamdigging, I was the worst at punctuation. The way Mr. Lund set the grammar up was so fun and easy.' Evelyn Stainbrook - Design Consultant. 'In today's world of text messages and quick communications, there is no doubt that an emphasis on correct grammar is lacking. I strongly believe that Clamdigging is a tool that can assist in making proper grammar a subject that is not only easy to comprehend, but interesting for all.' Jonathan Allmon - Marketing Manager. 'The beauty of this book is that unlike other grammar books, it instantly disarms the students' fears and calms their anxieties.' Chris Capehart - Writer/Editor. '[Clamdigging] would also be great for homeschooling students because they could do most of it on their own. Anyone could teach from this book because it is so straightforward and clear.' Dee Ann Freeman - Career Counselor. 'I didn't realize just how valuable the 'Guide to Professional Clamdigging' was until I started teaching creative writing to college students and saw their grammar... These weren't dumb kids, but their grammar was abysmal. Thank goodness for 'Clamdigging' or I probably would have been in the same situation.' David Afsharirad - College Creative Writing Instructor. 'My mother, who is not a native English speaker, has been using it to improve her English and even now I sometimes peruse Clamdigging just for fun. When is the last time you read your high school English and Grammar book for fun?' Dolores Henry, University Activities Coordinator.
Behold the Lilies draws from the riches of the author's long-standing work in the theology of nature and ecological spirituality, especially from his classic historical study, The Travail of Nature (1985), and from his Franciscan exploration in Christian spirituality, Before Nature (2014). In this new volume, Santmire maintains that those who would follow Jesus are mandated not just to care for the earth and all its creatures but also to contemplate the beauties of the whole creation, beginning with ''the lilies of the field.'' His first-person reflections range from ''Scything with God'' to ''Rediscovering Saint Francis in Stone,'' from ''Taking a Plunge in the Niagara River'' to ''Pondering the Darkness of Nature.'' Behold the Lilies offers brief spiritual reflections that can be read in any order, over a period of time. This accessible primer will be welcomed not only by those who have already identified themselves with the way of Jesus but also by others who are searching for a contemplative spirituality attuned to global ecological and justice issues. ''What a lovely small book, and what a powerful antidote to Twitter, Facebook, and all the rest. To be immersed in the world around us is one of the greatest of gifts!'' --Bill McKibben, author of Eaarth ''H. Paul Santmire's¿Behold the Lilies¿is shocking theology. In a day when theology is responding to crises on every side, up and down, he commands us (as Jesus did) to¿look¿at creation and see its beauty, God's beauty, in nature. The power of beauty to move us is greater than the power of worry, fear, and rage at injustice to draw us into a more graceful relation to God, nature, and each other. Santmire's beautiful meditations are among the beauties through which we are brought into a better state as good creatures.'' --Robert Cummings Neville, Professor of Philosophy, Religion, and Theology, Boston University; author of¿Seasons of the Christian Life ''By contemplating the lilies as Jesus would ask us to, our creator God shines through the beauty of nature. Veteran theologian of nature H. Paul Santmire evokes in his reader wonder, awe, and grace.'' --Ted Peters, coeditor,¿Theology and Science and¿Nurture in Time and Eternity ''One of the pioneers of Christian eco-theology, H. Paul Santmire has blessed us with a delightful new book. As the subtitle indicates, it is full of wise reflections on following Jesus and contemplating the natural world. How do we take seriously the summons to behold the world around us? Paul shows us how. Insightful, honest, hope-filled, and engagingly written. I highly recommend it.'' --Steven Bouma-Prediger, author of For the Beauty of the Earth: A Christian Vision for Creation Care H. Paul Santmire has been a pioneer in the field of ecological theology and spirituality. His works include Brother Earth (1970), The Travail of Nature (1985), Nature Reborn (2000), Ritualizing Nature (2008), and Before Nature (2014
Business Leaders Are Buzzing About Curation Nation 'An indispensible guide to the brave new media world.' -Arianna Huffington, editor in chief, the Huffington Post 'Gives me hope for the future of the Information Age. Rosenbaum argues for the growing importance of people-creative, smart, hip-who can spot trends, find patterns, and make meaning out of the flood of data that threatens to overwhelm us.' -Daniel H. Pink, New York Timesbestselling author of Drive 'A testament to the strategic mind of a genius and a road map for developing engaging consumer experiences by curating content around your brand.' -Bonin Bough, Global Director, Digital and Social Media, PepsiCo 'Perfectly on-trend-an insightful guide to the future. So entertaining you won't put it down.' -Chris Meyer, author of Blur 'Read this book. Embrace curation, and you'll be ready to 'crush it' with focus and passion in the noisy new world of massive data overload.' -Gary Vaynerchuk, New York Timesbestselling author of Crush It 'Provides a wealth of real-world examples of how businesses can use the Web to give their customers a valuable curated experience.' -Tony Hsieh, CEO, Zappos.com, and New York Timesbestselling author of Delivering Happiness 'Our best hope for sorting the good from the mediocre in our increasingly overwhelming media landscape.' -Clay Shirky, author of Cognitive Surplusand Here Comes Everybody About the Book: Let's face it, we're drowning in data. Our inboxes are flooded with spam, we have too many 'friends' on Facebook, and our Twitter accounts have become downright unmanageable. Creating content is easy; finding what matters is hard. Fortunately, there is a new magic that makes the Web work. It's called curation, and it enables people to sort through the digital excess and find what's relevant. In Curation Nation, Steven Rosenbaum reveals why brands, publishers, and content entrepreneurs must embrace aggregation and curation to grow an existing business or launch a new one. In fact, he asserts that curation is the only way to be competitive in the future. Overwhelmed by too much content, people are hungry for an experience that both takes advantage of the Web's breadth and depth and provides a measure of human sorting and filtering that search engines simply can't achieve. In these shifting sands lies an extraordinary business opportunity: you can become a trusted source of value in an otherwise meaningless chaos of digital noise. In Curation Nation, Rosenbaum 'curates the curators' by gathering together priceless insight and advice from the top thinkers in media, advertising, publishing, commerce, and Web technologies. This groundbreaking book levels the playing field, giving your business equal access to the content abundance presently driving consumer adoption of the Web. As the sheer volume of digital information in the world increases, the demand for quality and context becomes more urgent. Curation will soon be a part of your business and your digital world. Understand it now, join in early, and reap the many benefits Curation Nation has to offer. Learn more at CurationNation.org.
This definitive work on the perils and promise of the social- media revolution collects writings by today's best thinkers and cultural commentators, with an all-new introduction by Bauerlein. Twitter, Facebook, e-publishing, blogs, distance-learning and other social media raise some of the most divisive cultural questions of our time. Some see the technological breakthroughs we live with as hopeful and democratic new steps in education, information gathering, and human progress. But others are deeply concerned by the eroding of civility online, declining reading habits, withering attention spans, and the treacherous effects of 24/7 peer pressure on our young. With The Dumbest Generation, Mark Bauerlein emerged as the foremost voice against the development of an overwhelming digital social culture. But The Digital Divide doesn't take sides. Framing the discussion so that leading voices from across the spectrum, supporters and detractors alike, have the opportunity to weigh in on the profound issues raised by the new media-from questions of reading skills and attention span, to cyber-bullying and the digital playground- Bauerlein's new book takes the debate to a higher ground. The book includes essays by Steven Johnson, Nicholas Carr, Don Tapscott, Douglas Rushkoff, Maggie Jackson, Clay Shirky, Todd Gitlin, and many more. Though these pieces have been previously published, the organization of The Digital Divide gives them freshness and new relevancy, making them part of a single document readers can use to truly get a handle on online privacy, the perils of a plugged-in childhood, and other technology-related hot topics. Rather than dividing the book into 'pro' and 'con' sections, the essays are arranged by subject-'The Brain, the Senses,' 'Learning in and out of the Classroom,' 'Social and Personal Life,' 'The Millennials,' 'The Fate of Culture,' and 'The Human (and Political) Impact.' Bauerlein incorporates a short headnote and a capsule bio about each contributor, as well as relevant contextual information about the source of the selection. Bauerlein also provides a new introduction that traces the development of the debate, from the initial Digital Age zeal, to a wave of skepticism, and to a third stage of reflection that wavers between criticism and endorsement. Enthusiasms for the Digital Age has cooled with the passage of time and the piling up of real-life examples that prove the risks of an online-focused culture. However, there is still much debate, comprising thousands of commentaries and hundreds of books, about how these technologies are rewriting our futures. Now, with this timely and definitive volume, readers can finally cut through the clamor, read the the very best writings from each side of The Digital Divide, and make more informed decisions about the presence and place of technology in their lives.
Previously published as Create Your Own Economy 'Will change the way you think about thinking.'-Daniel H. Pink, author of A Whole New Mind Renowned behavioral economist and commentator Tyler Cowen shows that our supernetworked world is changing the way we think-and empowering us to thrive in any economic climate. Whether it is micro-blogging on Twitter or buying single songs at iTunes, we can now customize our lives to shape our own specific needs. In other words, we can create our own economy-and live smarter, happier, fuller lives. At a time when apocalyptic thinking has become all too common, Cowen offers a much-needed Information Age manifesto that will resonate with readers of Dan Ariely's Predictably Irrational, Steven Johnson's Everything Bad is Good for You, and everyone hungry to understand our potential to withstand, and even thrive, in any economic climate.